Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong.

How Recent Changes to Credit Scoring Could Make Qualifying for a Mortgage Easier for More Buyers

If your recent mortgage application was rejected because your credit file is too thin or otherwise didn’t align with traditional credit scoring, now may be the time to reapply—this time with lenders using a new scoring model. According to some estimates, millions of potential borrowers may now be el

How HVAC Pros Say To Set Your Thermostat When Temperatures Drop Below Freezing

NOAA’s U.S. winter outlook reveals how the current Super El Niño conditions will likely influence the upcoming winter months (December 2026 to February 2027). The good new is that warmer-than-average temperatures are expected across the Northern U.S., including parts of New England and the Pacific N

Down Payment Programs You Can Use Now To Get a Foot Into the Housing Market

Of all the hurdles keeping buyers out of the game, saving enough for a down payment seems to be one of the highest these days. The typical down payment on a home currently stands at $27,100, according to the Realtor.com® second-quarter Down Payment Report of 2026.  While this figure is lower than it